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American Consumer Credit Counseling

The Credit Counseling Professionals

A Leading Provider of Consumer Education & Counseling Services

Financial Resources Disaster Guide

One-Stop Disaster Preparedness Information Center

ACCC understands that financial crisis is not always caused by poor decision making, but more often due to events outside of our own control. The Data Source serves as a central location for finding the resources needed to regain control of your financial life in a time of catastrophe. We are committed to helping people live better lives through education and money management, and resources found here can get you and your family back on the right track and secure for the future.

Emergency Financial First Aid Kit

Whether it is a hurricane, an earthquake, any natural disaster, or Identity Theft, you or someone you know and love has experienced an emergency situation. While the shock felt by a disaster often seems too overwhelming to bear, there is always hope for the future and coming to terms with change can be accomplished. Operation Hope, in cooperation with the U.S. Department of Homeland Security, has developed an Emergency Financial First Aid Kit as a step by step guidebook for recovering in a time of crisis. Click here for your free Emergency First Aid Kit.

Who Can Help?

The Salvation Army

The U.S. Department of Homeland Security

The U.S. Government's Official Web Portal

The Federal Trade Commission

The Federal Emergency Management Agency

The American Red Cross

Relief International

Your Financial Future

Empower yourself to take control of your financial life despite whatever difficult tasks lay ahead. Use the following resources to stay on top of your finances and work towards a debt-free future.

Building a Household Budget

Use this worksheet to set goals for your future by tracking your weekly income, expenses and savings. Download Here

Credit Reporting Agencies

According to the Fact Act, all U.S. citizens are entitled to one free credit report per year from each of the three major credit bureaus. Access your free credit report by visiting www.annualcreditreport.com

Below is the contact information for each of the three major credit bureaus. If you suspect that your identity has been compromised contact each credit reporting company to place a fraud alert on your credit reports.

EQUIFAX

EXPERIAN

TRANS UNION

  • Trans Union LLC
  • Consumer Disclosure Center
  • P.O. Box 1000
  • Chester, PA 19022
  • 1-800-888-4213
  • www.transunion.com

Confronting Identity Theft

Identity Theft is the nation's top consumer fraud complaint. With technology always expanding it is becoming easier and easier for criminals to steal your personal identifying information. Use the following resources to learn about Identity Theft, how to prevent it, and what to do if you feel you are a victim.

FTC Consumer Alert

What to do if your personal information has been compromised www.ftc.gov

Identity Theft: What's it all about?

An FTC Publication Download Here

Identity Theft Resolution Worksheet

Keep track of all of your credit cards and personal accounts to have a written guide for confronting fraudulent behavior. Download Here

Take Charge: Fighting Back Against ID Theft

The FTC's comprehensive guide for victims of identity theft. Download Here