Our Services
Debt Management Program
ACCC's debt management program is individually designed to provide you with a unique solution for your financial situation. Professionally trained and independently certified counselors evaluate your financial situation, assist you in creating a budget, and work with creditors to negotiate a possible reduction in:
- Finance charges
- Late fees and/or over-limit charges
- Monthly payment
- Pay-off time
The debt management program will help you simplify your monthly financial commitments. We will consolidate your payments into one simple monthly payment and disperse to your creditors on your behalf.
Our counselors will provide you with a free budget analysis to help you determine if the debt management program is right for you. Our counselors will also provide you with ongoing counseling and education throughout the life of your program and after you complete the program to make sure you are staying on track. If a debt management program is the best option for you, our counselors will provide you with all the resources you need and help prioritize and allocate your money and work with you to deal with your financial situation.
Professional counselors are available weekdays, evenings and weekends. Call to speak with a certified counselor to help you determine if a debt management program is right for you. Click here to begin the online application. To learn what the benefits of the debt management program are click on program benefits.